Language :  हिन्दी | गुजराती
   
  OUR AIM IS UR FINANCIAL DEVELOPMENT  
     
 

The Corporation is providing loan to SC/ST/OBC/Minorities and Devyang person of Dadra & Nagar Haveli, Daman & Diu at concessional rate of interest. The Corporation is acting as State Channelising Agency of all the Schemes of National Scheduled Caste Finance Development Corporation  National Scheduled Tribes Finance Development Corporation. National Backward Class Finance Development, National Minorities Finance Development Corporation and National Handicapped Finance and Development Corporation.

 
Eligibility Criteria are as Under
     
  a)   Applicant should be resident of Daman & Diu and Dadra & Nagar Haveli.
  b)  

Applicant belonging to Scheduled Caste / Scheduled Tribes, Other Backward Classes, Minorities or Physically Challenged person of UT of Daman & Diu and Dadra & Nagar Haveli is Eligible.

  c)  

Annual Family income of Applicant should not exceed Rs. 2,00,000/- (Rupees Two Lakh).

  d)   Age of applicant should be between 18 and 50  years for all Project accpet Gaay Scheme.
 

Interest Charged on Loan

  a)   8% on Loan upto Rs. 5 Lakhs.
b)

10% on Loan above Rs. 5 Lakhs.

  c)   1% Rebate on interest shall be given to woman beneficiary .
     
   

Loan Tenure

  a)

b)

 

Tenure for the loan upto 5 lakhs will  be 5 years maximum consisting 60 Installments at regular basis *

 

Tenure for the loan above 5 lakhs will  be 7 years maximum consisting 84 Installments at regular basis *

 

* Note : Non Payment of 3 continuous installments shall be deemed as violation of Repayment Terms and

            Recovery action shall be started.

Promoters Contribution
Selected Applicants are required to deposit promoters contribution as mentioned below
   
 Project cost Up to Rs. 5..00 lakhs 5 %
 Project cost above Rs. 5..00 lakhs to 10 lakhs 7 %
 Project cost above 10 lakhs 10%
 * All beneficiaries are required to deposited the amount either by cheque or by direct deposit in Corporations bank account
  Specified Model Projects
 
Trasport Sector Shop Service Sector
Auto Tempo Bakery Auto Service Station
Auto Rickshaw Book Binding Shop Band Party
Bolero Book Shop Beauty Parlor
Bus Cloth Shop Computer Training Centre
Eicher Tempo Cycle Store Construction Work
Indicia Innova Engineering Workshop Cyber Cafe
Mahindra Jeep Electric / Electronic Shop Dish Antenna
Maruti Van Fishing Material Shop Floor / Oil Mill
Mini Door Pickup Van Footwear Shop Garage
Qualis Furniture Shop Garage / Work Shop
Scorpio Fruit Juice Shop Hair Cutting Saloon
Tractor Handicraft Items Shop Organic Farming (Banana)
Tata Sumo Hardware & Paints Shop Ostrich / Emu Farming
  Hardware Shop Passenger / Fishing Boat
Maruti Swift D'Zire Kirana Shop Pawns Farming
  Laundry / Dry Cleaning Shop Photo Copier
  Medical Store Poultry farming
  Optical / Spectacles Shop Printing Press
  Pan Shop STD / PCO
  Shop Studio
  Stationary Shop Tent House
  Sweet Shop GAAY - IDDP
  Tailoring Shop GAAY - SSDU
  Tyre  
  Vegetable Shop  
 

Micro Finance & Development Scheme

* Loan upto Rs. 25,000/- and Trainings for Empowerment / Development are given under this scheme

Read More..

 
   
 
 

HOW TO APPLY

DOCUMENTS REQUIRED

 

COLLATERAL SECURITIES

 
 

 

ફોર્મ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો I

 
 

हिन्दी मे फार्म डौन्लोड करने के लिए यहाँ क्लिक करे I

 
  To Download forms in English click  here  
 
 
 
   

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