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The Corporation is providing loan to SC/ST/OBC/Minorities
and Devyang person of Dadra & Nagar Haveli, Daman & Diu at
concessional rate of interest. The
Corporation is acting as State Channelising Agency of all the Schemes of
National Scheduled Caste Finance Development Corporation National
Scheduled Tribes Finance Development Corporation. National Backward
Class Finance Development, National Minorities Finance Development
Corporation and National Handicapped Finance and Development
Corporation. |
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Eligibility Criteria are as Under |
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a) |
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Applicant should be resident of Daman & Diu and Dadra &
Nagar Haveli. |
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b) |
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Applicant belonging to Scheduled Caste / Scheduled Tribes,
Other Backward Classes, Minorities or Physically
Challenged person of UT of Daman & Diu and Dadra & Nagar
Haveli is Eligible. |
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c) |
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Annual Family income of Applicant should not exceed Rs.
2,00,000/- (Rupees Two Lakh). |
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d) |
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Age of applicant should be between 18 and 50 years
for all Project accpet Gaay Scheme. |
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Interest Charged on
Loan |
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a) |
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8% on Loan upto Rs. 5 Lakhs. |
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b) |
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10% on Loan above Rs. 5 Lakhs. |
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Loan Tenure |
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a)
b) |
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Tenure for the loan upto 5
lakhs will be 5 years
maximum consisting 60 Installments at regular basis *
Tenure for the loan above 5
lakhs will be 7 years
maximum consisting 84 Installments at regular basis *
* Note : Non Payment of 3
continuous installments shall be deemed as violation of
Repayment Terms and
Recovery action shall be started. |
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Promoters Contribution |
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Selected Applicants are required to
deposit promoters contribution as mentioned below |
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Project cost Up to Rs. 5..00 lakhs |
5
% |
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Project
cost above Rs. 5..00 lakhs to 10 lakhs |
7
% |
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Project cost above 10
lakhs |
15% |
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*
All beneficiaries are required to deposited the amount either
by cheque or by direct deposit in Corporations bank account |
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Specified Model Projects |
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Trasport Sector |
Shop |
Service Sector |
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Auto Tempo |
Bakery |
Auto Service Station |
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Auto Rickshaw |
Book Binding Shop |
Band Party |
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Bolero |
Book Shop |
Beauty Parlor |
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Bus |
Cloth Shop |
Computer Training Centre |
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Eicher Tempo |
Cycle Store |
Construction Work |
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Indicia Innova |
Engineering Workshop |
Cyber Cafe |
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Mahindra Jeep |
Electric / Electronic Shop |
Dish Antenna |
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Maruti Van |
Fishing Material Shop |
Floor
/ Oil Mill |
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Mini Door Pickup Van |
Footwear Shop |
Garage |
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Qualis |
Furniture Shop |
Garage / Work Shop |
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Scorpio |
Fruit Juice Shop |
Hair Cutting Saloon |
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Tractor |
Handicraft Items Shop |
Organic Farming (Banana) |
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Tata Sumo |
Hardware & Paints Shop |
Ostrich / Emu Farming |
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Hardware Shop |
Passenger / Fishing Boat |
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Maruti Swift D'Zire |
Kirana Shop |
Pawns Farming |
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Laundry / Dry Cleaning Shop |
Photo Copier |
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Medical Store |
Poultry farming |
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Optical /
Spectacles Shop |
Printing Press |
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Pan Shop |
STD / PCO |
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Shop |
Studio |
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Stationary Shop |
Tent House |
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Sweet Shop |
GAAY - IDDP |
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Tailoring Shop |
GAAY - SSDU |
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Tyre |
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Vegetable Shop |
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Micro Finance &
Development Scheme |
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* Loan upto Rs.
25,000/- and Trainings for Empowerment / Development are given under
this scheme |
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Read More.. |
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